Bank transfers,
confirmed instantly.
Settlr lets your customers pay via bank transfer and confirms their payment automatically — no manual checking, no delays, no support tickets.
₦25,000
customer@example.com · just now
Webhook fired
charge.success → your API
Recent payments
<10s
Average confirmation time
0
Manual steps for your team
API
Webhook callbacks for every event
Why Settlr
Everything your business needs to accept bank transfers at scale.
Automatic confirmation
Payments are verified and confirmed the moment they arrive — no manual review, no waiting. Your customers keep moving.
Simple API integration
One API call creates a payment link. A webhook fires when it's confirmed. Integrate in any stack in under an hour.
Fraud-resistant by design
Every payment link is tied to a unique reference amount, making it impossible to confuse one transfer with another.
Real-time webhook events
Get instant callbacks the moment a payment is confirmed or a withdrawal is processed. Keep your platform in sync.
Built for Nigerian banks
Optimised for the accounts your customers already use daily — no new wallet, no extra signup, zero friction.
Withdrawals included
Request payouts via the same API. Track status, receive webhook callbacks, and manage everything in one place.
How it works
Three steps from integration to live payments.
01
Create a payment link
Call our API with the customer's email and amount. We return a unique payment URL — redirect your customer to it.
02
Customer transfers
The customer sees the exact amount to transfer and your bank details. They complete the transfer through their bank app.
03
Webhook fires instantly
The moment we detect and verify the transfer, we fire a webhook to your server. Fulfill the order. Done.
Create a payment link
POST /api/payment-links
Authorization: Bearer sk_live_...
{
"email": "customer@example.com",
"amount": 25000,
"redirectTo": "https://yourapp.com/order/complete"
}
→ { "url": "https://pay.settlr.ng/pay/..." }Who it's for
Built for any Nigerian business that accepts payments online.
Early access
Be one of the first businesses on Settlr.
We're onboarding businesses selectively to make sure every merchant gets a smooth launch. Fill in your details and we'll be in touch within 48 hours.
- No setup fee
- Dedicated onboarding support
- Go live in under a day
- Cancel any time